Alistair is a Chartered Financial Planner (CII) with over 18 years of experience in wealth management. He specializes in pension consolidation, SIPP architecture, and lifetime cash flow modelling for UK investors. Currently, he advises clients on navigating the complexities of the lifetime allowance and drawdown strategies.
Alistair Thorne holds a Master’s degree in Economics from the University of Edinburgh and is a Fellow of the Personal Finance Society (FPFS), the highest designation in the field. His career began at a major Tier 1 UK bank, where he spent a decade managing private client portfolios exceeding £50 million in assets. Alistair subsequently moved to a boutique wealth management firm in London, focusing on the intricate mechanics of defined benefit transfers and complex pension legislation. He possesses deep technical expertise in constructing tax-efficient withdrawal strategies that utilize ISAs, SIPPs, and onshore bonds to minimize liability. Alistair is a vocal advocate for evidence-based investing, frequently writing on the importance of diversification and the dangers of market timing. He regularly consults on estate planning, helping families mitigate Inheritance Tax (IHT) through the use of trusts and gifting strategies. His approach combines rigorous mathematical modelling with a holistic view of a client's life goals. Alistair is committed to raising financial literacy standards and often lectures on the nuances of the UK pension system.